Laybuy
You may see Laybuy as part of your checkout experience as we’re partnering with them to bring you a better online shopping experience, giving you the chance to order quickly without providing payment first.
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No annual fees. There are no upfront fees to pay on your Laybuy account.
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Interest-free. Laybuy only offers 1 payment plan, but you won’t have to pay any interest and will be able to spread the cost over 6 weeks with equal payments.
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Easy-to-use app. You’ll be able to view and manage your payments using the handy app.
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Automatic payments. Laybuy will automatically take all your further payments from your bank account at weekly intervals.
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Orders shipped straight away. Laybuy pays the retailer upfront so that your order is shipped as soon as you pay the first instalment.
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Repay early. You’ll be able to overpay in advance of the 6 weeks if you so choose, and it won’t cost you a penny more.
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Pick a day. You can select which day your weekly payment will be made.
If something’s twisting your arm, Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Always interest-free.*
- Who is Laybuy?
- How does it work?
- What are my payment options?
- FAQ's
Laybuy is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in automatic instalments. The service is provided by Laybuy Holdings Limited.
Step 01
Proceed to checkout as normal and select Laybuy as your payment method.
Step 02
Log in or sign up and complete your order in seconds.
Step 03
Choose your payment day, view your schedule and select pay now to complete your order.
Step 04
Your order is on its way. Payments will be taken each week automatically.
Step 05
The final step: Remember your payments are due weekly. Never spend more than you can afford. Missing a payment will result in a late fee and could affect your credit score.
Laybuy can accept payments on orders from a nominated debit or credit card that is loaded on your Laybuy account.
Eligibility for Laybuy?
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
How do I pay using Laybuy?
When you get to checkout, under the Payment section, select the option for Laybuy. You’ll be redirected to the Laybuy portal where you’ll be asked to login or register with an email address or mobile phone number. These same details can be used for any future purchases made using Laybuy.
The first payment is equal to one sixth of the purchase price, and occurs once your order is completed. The remaining 5 payments are processed each week on the day you choose, from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at the checkout and complete your purchase, we will dispatch any products directly to you at the delivery address you have requested.
Why am I being charged £1 when I set up my account?
The £1 you see on your account is an AUTH that is applied by your Bank when a new card is added to verify that it is real and that there are sufficient funds available to make a purchase. The £1 isn't actually taken out of your account and you will see this disappear from your bank statement in the next few days. This is a bank process and definitely not a fee from Laybuy.
Having trouble paying with Laybuy?
If you have any trouble placing an order with Laybuy, it could be due to one of the following reasons:
- Laybuy may have rejected your application to pay on account. We'd recommend choosing another type of payment to complete your purchase.
- Laybuy may not have been able to check your details using the information that you've provided. You'll need to make sure that your billing address is the same address that your bank/credit cards are registered to, and all information is correct.
- You may have missed a required field at the checkout.
For more information about Laybuy, please click here.
Who is Laybuy?
Laybuy is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in automatic instalments. The service is provided by Laybuy Holdings Limited.
How does it work?
Step 01
Proceed to checkout as normal and select Laybuy as your payment method.
Step 02
Log in or sign up and complete your order in seconds.
Step 03
Choose your payment day, view your schedule and select pay now to complete your order.
Step 04
Your order is on its way. Payments will be taken each week automatically.
Step 05
The final step: Remember your payments are due weekly. Never spend more than you can afford. Missing a payment will result in a late fee and could affect your credit score.
What are my payment options?
Laybuy can accept payments on orders from a nominated debit or credit card that is loaded on your Laybuy account.
FAQ's
Eligibility for Laybuy?
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
How do I pay using Laybuy?
When you get to checkout, under the Payment section, select the option for Laybuy. You’ll be redirected to the Laybuy portal where you’ll be asked to login or register with an email address or mobile phone number. These same details can be used for any future purchases made using Laybuy.
The first payment is equal to one sixth of the purchase price, and occurs once your order is completed. The remaining 5 payments are processed each week on the day you choose, from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at the checkout and complete your purchase, we will dispatch any products directly to you at the delivery address you have requested.
Why am I being charged £1 when I set up my account?
The £1 you see on your account is an AUTH that is applied by your Bank when a new card is added to verify that it is real and that there are sufficient funds available to make a purchase. The £1 isn't actually taken out of your account and you will see this disappear from your bank statement in the next few days. This is a bank process and definitely not a fee from Laybuy.
Having trouble paying with Laybuy?
If you have any trouble placing an order with Laybuy, it could be due to one of the following reasons:
- Laybuy may have rejected your application to pay on account. We'd recommend choosing another type of payment to complete your purchase.
- Laybuy may not have been able to check your details using the information that you've provided. You'll need to make sure that your billing address is the same address that your bank/credit cards are registered to, and all information is correct.
- You may have missed a required field at the checkout.
For more information about Laybuy, please click here.
